Life Insurance
Life Insurers to Get Bailout Funds
posted: 48 DAYS 5 HOURS AGO
filed under: Financial Crisis, Insurance, Life Insurance, Recession
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After months of talks with the government, several major life insurers are set to get a bailout which will total around $22 billion according to the Wall Street Journal.
Also: Ameriprise Refuses Bailout Funds
Quote: AMP
Also: Ameriprise Refuses Bailout Funds
Quote: AMP
Health Spending In Stimulus Bill
posted: 129 DAYS 3 HOURS AGO
(WebMD) The economic stimulus bill signed by President Obama contains more than $140 billion in health care spending, designed mostly to ease the recession's effects on workers and also to boost long-held goals of improving the nation's health information infrastructure.
Universal Life Insurance
posted: 344 DAYS 4 HOURS AGO
filed under: Life Insurance
The first type of permanent life insurance that we look at is universal life insurance. Universal life insurance is also called adjustable life insurance. Remember that, with permanent life insurance, some of your premium is invested. Features of universal life include:
Policy Riders
posted: 344 DAYS 4 HOURS AGO
filed under: Life Insurance
A policy rider is a provision or modification to an existing insurance policy that provides additional coverage to an insurance policy. Generally, policy riders are sold separately from insurance policies.
Variable Life Insurance
posted: 344 DAYS 4 HOURS AGO
filed under: Life Insurance
Variable life insurance is similar to universal life insurance. As the cash value of your policy accumulates, you can modify your policy's death benefit.
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How Term Life Works
posted: 344 DAYS 4 HOURS AGO
filed under: Life Insurance
Term life insurance policies are sold for a specific number of years. Ten- and 20-year terms are the most common. The "term" in term insurance means the following:
Estimating Coverage Needs
posted: 344 DAYS 4 HOURS AGO
filed under: Life Insurance
Life insurance provides payments to your beneficiaries that replaces some or all of your income if you die during the coverage period. These payments make up what is called a death benefit.
Term vs. Permanent Life Insurance
posted: 344 DAYS 4 HOURS AGO
filed under: Life Insurance
The two main categories of life insurance are term and permanent life insurance.
Term life insurance policies are sold for a fixed number of years that matches your needs. Term life policies are often sold for terms of 10 or 20 years.
Whole Life Insurance
posted: 344 DAYS 4 HOURS AGO
filed under: Life Insurance
Whole life insurance is also called ordinary or straight life insurance. With whole life insurance, you pay a level premium over the life of the policy. The amount of your death benefit is also fixed.
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Jonathan Berr
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